PLEASE CALL THE BANK PRIOR TO YOUR DEPARTURE TO ANY FOREIGN COUNTRY.
In a continued effort to protect you again fraud, your VISA™ debit card will not work in any foreign countries unless you notify us first. We would prefer you contact us 3 days in advance of your departure.

Funds Blocking

Some merchants place a "block" or a "freeze" on funds when you use your debit card to rent a car, pay for gas or check into a hotel. This "block" or "freeze" is usually higher than the actual amount you owe. For example, if you rent a car for a week, the total cost is $200, the car rental merchant may freeze $300 of your funds at their discretion. Unfortunately, this extra $100 remains unusable during the time you have the car. The blocked amount may remain unavailable for several days after you return the car. Please read the fine print when using your debit card to check into a hotel, rent a car, or when making other purchases. We highly suggest you use your credit card when traveling.

Citizens Bank and Trust Company offers VISA™ Prepaid Cards for your convenience.

• Due to daily VISA™ debit card limits, it is recommended that you use a major credit card when booking and paying for flights and hotels, instead of your VISA debit card.

Remember, don't forget to call the bank before you go...........so you can enjoy the convenience of your VISA™ debit card !