Business Checking

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Minimum Balance

$200.00 per day during the Statement Cycle

No Minimum Balance


You may make no more than 10 deposit(s) into your account each month.

You may make unlimited deposits into your account.

Maintenance Charge

$5.00 service charge per Statement Cycle if balance falls below $200.00 on any day during the Statement Cycle.

$3.00 per statement

No Maintenance Charge if you sign up for eStatements

Fees & Charges

Exceeding check or deposit limits: $0.20 per item

Per check: $0.15 per statement

Per deposit: $0. 10 per statement

If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.

Still Want Paper? For a minimal fee of $2.00 we can mail you your statement each statement cycle.

Additional Terms

Activity is limited to 50 checks per month.

Credit against fees 1 ‑ This account features an earnings credit, which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit.

Check safekeeping is required (cancelled checks are not returned).

1 The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. Please call (406) 932‑5311 to obtain current rate information. At any time and at our discretion, the periodic earnings credit rate may change. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period. The period we use is the monthly statement cycle.
You do not need to maintain any minimum average daily balance during the monthly statement cycle in order to receive the credit.
Earnings credit begins to accrue on the business day you deposit items (for example, checks).

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