Mortgage Loans
Are you a first-time home buyer? Looking for a second Mortgage? Come and talk to the experts at Citizens Bank. We are the area specialist, and we understand the unique situations that rural buyers face.
We work with all types of non-conforming properties, investment properties, smaller acreage, rural homes and many more. We evaluate each property and situation and custom build a loan just for you.
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Mortgage Loans Secondary Market
With a wide variety of products, using the Secondary Market we can provide:
- Low Down Payment Options
- Variable and Fixed Rate Conventional Loans
- Work with First Time buyers
- FHA Loans
- VA Loans
- Jumbo
With many more options, call us today to speak to our expert mortgage officer to find the best solution for you.
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Bridge Loans
Provides Temporary Financing to help with the purchase of a new home prior to selling your existing property
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Land and Lot Loans
Our Land and Lot loans offer you a variety of options to assist you in obtaining that special piece of property you have always wanted.
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Rural Land Loans
Unimproved property for recreation, future, or investment
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Construction Loans
Construction loans provide options for building your dream home
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Home Improvement Loans
Want that Dream Kitchen? That New Floor? Finish your Basement? Relax in a new Master Bath?
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Home Equity Loans
Use the Equity in your home for important purchases, remodels, and more
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Home Equity Line of Credit
Access the Equity in your home through a revolving line of credit.
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Manufactured / Mobile Home Loans
Foundation or No Foundation, mobile or permanent, we offer competitive rates and terms for your home!
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